Two talks · one throughline

Life After Hard Times

Jane Ratliff turns the moments most people survive quietly into talks that help a room recognize their own — before it's too late.

Jane, smiling, holding her dachshund Jaycee

Fraud prevention

Don't Press Reply

The call showed up as her real bank — the caller ID was spoofed. "The fraud department" walked her through her own banking app like they'd done it a hundred times. $4,500 was gone in 43 minutes. Jane shows a room exactly where trust took over, and teaches the 30-second AI check that would have stopped it. Built for senior living and 55+ communities.

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Domestic abuse awareness

Why Nobody Called

A talk from the heart about leaving an abusive relationship — and the question almost no one asks afterward: why didn't anyone help? Built to grow from local shelters and campuses toward a national stage — currently taking a first small round of bookings while the talk is shaped.

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Portrait of Jane Ratliff

About Jane

Jane is a speaker and program creator based in North Georgia. Both talks come from her own life — a scam call answered without thinking twice, and an ordinary Tuesday morning that became the day she finally left. She's been writing about both, every week, in The Sunday Letter, for almost a year.